Fee Schedule

Free Services

Effective: 04/2022 
  • Account history printouts
  • Audio Response Teller (ART)
  • Hello Summer early withdrawal
  • Card replacement by Mail
  • Check copies
  • Christmas Club early withdrawal
  • Consumer loan application fee
  • Online Banking
  • Bill Pay Services
  • Mobile Check Deposit Capture
  • E-Statements
  • IRA annual fee
  • Loan overdraft protection from line of credit
  • Research and balancing account
  • Returned mail
  • Secure Senior Checking
  • Secure Teen Checking
  • Starter checks
  • Statement copies
Charged Services Per Month
Mailing paper statements $0.50
Identity Theft Restoration Fee $2.50
Dormancy (Dormant for 1 year or longer) $3.00
Secure Checking Fee (Daily Balance less than $500) $5.00
Secure Select Checking Account Fee $10.00
Choice Checking without $500 direct deposit $5.00
Opportunity Money Market Fee (Daily Balance less than $2500) $10.00
Business Checking Fee (Daily Balance less than $5000) $15.00
Premier Checking Fee (Daily Balance Less than $5000) $20.00
Benefit Checking Fee (without Employer Sponsor direct deposit) $10.00
Charged Services Per Year
Safe Deposit Key Fee $20.00
Safe Deposit Box Fee*
(fee dependent on size, see below)
3" x 5" $30.00
5" x 5" $45.00
3" x 10" $55.00
5" x 10" $70.00
10" x 10" $105.00

*May not be available at all branches

Charged Services Per Item
Membership Early Closure Fee (if closed within firs 6 months of open date)   $50.00
Cash Advance Fee (Waived when paying a Sun Community Loan with no cash back)   $10.00
Check Cashing Fee (non-member cashing SCFCU check only)   $10.00
Overdraft Protection from Share   $3.00
Non COOP ATM Fee (Per transaction, Balance inquiry included)   $3.00
Cashier's/Official Check Fee (Checking Account Members will receive one free per month)   $5.00
Money Order Fee   $5.00
Returned Item Fee   $12.00
Stop Payment Fee   $20.00
Wire Transfers Fee   $25.00
Excess Withdraw Fee   $1.00
Courtesy Pay Overdraft/NSF   $33.00
Non-Sufficient Funds Fee   $33.00
Currency Conversion Fee (International use of plastic card)   1%
Member Notary Fee (per signature)   $10.00
Medallion Stamp Fee   $10.00
Signature Guarantee Fee (per signature)   $10.00
Legal notice processing   Up to $75.00
Real Estate Reconveyance Fee (Real Estate Loan Payoffs)   $140.45
Home Equity Reconveyance Fee (HE Loan or Home Equity LOC Payoffs)   $239.25

Special card order*

*Fee varies depending on shipping method selected by member.

$12.00 & up