Fee Schedule

Free Services

Effective: 04/2022

Charged Services Per Month
Mailing paper statements	$0.50
Identity Theft Restoration Fee	$2.50
Dormancy (Dormant for 1 year or longer)	$3.00
Secure Checking Fee (Daily Balance less than $500)	$5.00
Secure Select Checking Account Fee	$10.00
Choice Checking without $500 direct deposit	$5.00
Opportunity Money Market Fee (Daily Balance less than $2500)	$10.00
Business Checking Fee (Daily Balance less than $5000)	$15.00
Premier Checking Fee (Daily Balance Less than $5000)	$20.00
Benefit Checking Fee (without Employer Sponsor direct deposit)	$10.00

Charged Services Per Year
Safe Deposit Key Fee	$20.00
Safe Deposit Box Fee* (fee dependent on size, see below)
3" x 5"	$30.00
5" x 5"	$45.00
3" x 10"	$55.00
5" x 10"	$70.00
10" x 10"	$105.00

*May not be available at all branches

Charged Services Per Item
Membership Early Closure Fee (if closed within firs 6 months of open date)		$50.00
Cash Advance Fee (Waived when paying a Sun Community Loan with no cash back)		$10.00
Check Cashing Fee (non-member cashing SCFCU check only)		$10.00
Overdraft Protection from Share		$3.00
Non COOP ATM Fee (Per transaction, Balance inquiry included)		$3.00
Cashier's/Official Check Fee (Checking Account Members will receive one free per month)		$5.00
Money Order Fee		$5.00
Returned Item Fee		$12.00
Stop Payment Fee		$20.00
Wire Transfers Fee		$25.00
Excess Withdraw Fee		$1.00
Courtesy Pay Overdraft/NSF		$33.00
Non-Sufficient Funds Fee		$33.00
Currency Conversion Fee (International use of plastic card)		1%
Member Notary Fee (per signature)		$10.00
Medallion Stamp Fee		$10.00
Signature Guarantee Fee (per signature)		$10.00
Legal notice processing		Up to $75.00
Real Estate Reconveyance Fee (Real Estate Loan Payoffs)		$140.45
Home Equity Reconveyance Fee (HE Loan or Home Equity LOC Payoffs)		$239.25
Special card order* *Fee varies depending on shipping method selected by member.		$12.00 & up