Fee Schedule

Free Services

Effective: 11/2022

Account Service Fees
Choice Checking Fee (Without Direct Deposit of $500+)	$5.00 per month
Secure Checking Account Fee (Daily Balance less than $500)	$5.00 per month
Secure Select Checking Account Fee	$10.00 per month
Opportunity Money Market Fee (Daily Balance less than $2,500)	$10.00 per month
Benefit Checking Fee (Without Employer Sponsor Direct Deposit)	$10.00 per month
Business Checking Fee (Daily Balance less than $5000)	$15.00 per month
Premier Checking Fee (Daily Balance less than $5000)	$20.00 per month

General Fees
Cash Advance Fee (Waived when paying a Sun Community Loan with no cash back)		$10.00 each
Cashier’s/Official Check Fee (Checking Account members will receive one free per month)		$5.00 each
Check Cashing Fee (non-member cashing SCFCU check only)		$10.00
Courtesy Pay Fee		$33.00 per paid item
Currency Conversion Fee (International use of plastic card)		1% of transaction amount
Dormancy (Dormant for 1 year or longer)		$3.00 per month
Excess Withdrawal Fee		$1.00 per transfer
Home Equity Reconveyance Fee (HE Loan or Home Equity LOC Payoffs)		$239.25 each
Identity Theft Restore Fee		$2.50 per month
Legal Notice Processing		Up to $75.00 each
Mailing Paper Statements		$0.50 per month
Medallion Stamp Fee		$10.00 per stamp
Member Notary Fee		$10.00 per signature
Membership Early Closure Fee (If closed within first 6 months of open date)		$50.00 each
Money Order Fee		$5.00 each
Non COOP ATM Fee (Balance inquiry included)		$3.00 per transaction
Non-Sufficient Funds Fee		$33.00 per submission
Overdraft Protection from Share		$3.00 per transfer
Real Estate Reconveyance Fee (Real Estate Loan Payoffs)		$140.45 each
Returned Item Fee		$12.00 each
Signature Guarantee Fee		$10.00 per stamp
Special Card Order (Fee varies depending on shipping method selected by member)		$12.00 & up
Stop Payment Fee		$20.00 each
Wire Transfer Fee (For Incoming and Outgoing)		$25.00 each