Real Estate Loans

We offer a variety of home loans to help you meet your financial goals. Whether you're purchasing your first home or refinancing your home to save money, we can help you. We have partnered with Community Mortgage Funding (CMF), our credit union owned mortgage lender.  Sun Community FCU has the loan services you need at competitive rates. Review your options below – you can even get the ball rolling by applying online!

Apply Online

1st Mortgage Loan Products

  • 100% Financing VA loans
  • 100% Financing USDA
  • 97% Financing Conventional
  • 96.5% Financing FHA
  • 95% Financing High Balance
  • 80% Financing Up to $3 Million
  • No Mortgage Payments Reverse Mortgage
  • Pay 0% down on your first home!
    If you are ready to be a new homeowner we are ready to help. We now offer first time home buyer assistance under the CALFA (California Housing Finance Agency) program.

Real Estate Services

CMF Home Rewards program is real estate services, free to register, that helps you with the home buying process, from finding a licensed real estate agent to searching current home listings. Plus, earn a rebate towards your closing costs when you buy or sell a home through the CMF Home Rewards program.

Want to buy now? Or simply want to see what’s out there? Register today without any obligation and get started. Click here to register.

2nd Mortgage Loan Products - Home Equity Line of Credit

Thinking of your next home improvement project?

Our Home Equity Line of Credit is perfect for you. Get ongoing access to funds with a home equity line of credit (HELOC). HELOCs are secured by the equity in your home so your interest rate will be lower than many unsecured types of credit. This makes it a perfect choice if you are looking into making a major purchase. Apply for a Home Equity Line of Credit today to get your next project started. Contact us by filling out the contact box below or call us at (760) 337-4200.

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