Real Estate Loans

HELOC & Home Equity

Thinking of your next home improvement project?

Our Home Equity Line of Credit is perfect for you!

Get ongoing access to funds with a Home Equity Line of Credit (HELOC). HELOCs are secured by the equity in your home so your interest rate will be lower than most unsecured types of credit. This makes it a perfect choice if you are looking into making home improvments, a major purchase, consolidating debt or that "just in case!"

Apply for a Home Equity Line of Credit today to get your next project started. Book an appointment today with one of our Member Service Representatives or call us at (760) 337-4200.

Book an Appointment

We offer a veriety of home loans to help you meet your financial goals. Whether you're purchasing your first home or refinancing your home to save money, we can help you. We have partnered with Community Mortgage Funding (CMF), our credit union owned mortgage lender. Sun Community has the loan services you need at competative rates. Review your options below - you can even get the ball rolling by applying online!


1st Mortgage Loan Products

  • 100% Financing VA loans
  • 100% Financing USDA
  • 97% Financing Conventional
  • 96.5% Financing FHA
  • 95% Financing High Balance
  • 80% Financing Up to $3 Million
  • No Mortgage Payments Reverse Mortgage
  • Pay 0% down on your first home!
    If you are ready to be a new homeowner we are ready to help. We now offer first time home buyer assistance under the CALFA (California Housing Finance Agency) program.

Real Estate Services

CMF Home Rewards program is is a free real estate service that helps you with the home buying process, from finding a licensed real estate agent to searching current home listings. Plus, earn a rebate towards your closing costs when you buy or sell a home through the CMF Home Rewards program.

Want to buy now? Or simply want to see what’s out there? Register today without any obligation to get started. Click here to register.