Real Estate Loans

First Mortgage

If you are ready to be a new homeowner or want to refinance an existing loan, we are ready to help. You can choose between fixed 15-year and 30-year terms on a new home loan. The 15-year and 30-year terms are also available for refinancing your first mortgage.

Second Mortgage

Would you like to add a room, build a deck, remodel your kitchen, or take a vacation? Our second mortgage gives you additional borrowing power of your home’s equity, at a low fixed rate.

Streamline Loan Refinance

Do you currently have a home loan with us? Have you made your mortgage payments on time for the past 12 months? You may qualify for a Streamline Refinance, a type of refinance based on your home mortgage payment history that can lower your interest rate or monthly payment. Qualification is based on your payment history with us. It is one of the quickest, easiest and least expensive ways to refinance a mortgage loan at a low fixed rate.

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