Financial Assistance

We recognize the pandemic, coupled with the related closures of many non-essential businesses and services, may have impacted many of our members and their families. As some members are beginning to experience unanticipated financial hardships related to this pandemic, we want to assure you we remain committed by providing you with financial relief options during this period.

Loan Extensions
We are offering temporary relief for existing loan payments, for members affected by COVID-19, with an existing secured or unsecured loan.

  • To fill out a loan extension form for an auto, motorcycle, recreational vehicle, credit card, line of credit or signature loan, please click here.
  • To fill out and email a form for a Real Estate (Mortgage), Home Equity, and Commercial Loans, please click here.

Emergency Loan
Apply for an Emergency Loan, available for members affected by COVID-19, with no payments due for the first 90 days1.

  • Amount:      $500-$3000
  • Term:           24 months
  • Rate:            3.99% APR2

1. Member must have been laid off, terminated and/or experienced a reduction of work hours on or after March 1, 2020. Proof of financial hardship is required. One loan per member. Available to members in good standing with a membership of 6 months or more. Loan amount determined by the member’s gross monthly income as of most recent paystub. Terms subject to change without advance notice. Interest will continue to accrue during the 90 day no payment period. Additional restrictions may apply. Please see MSR for additional details. 2. APR = Annual Percentage Rate

Reg D Limits

The Federal Reserve announced an interim rule to amend Regulation D and remove the six-per-month limit on convenient transfers from a savings account. Last Friday’s action will make it easier for us to allow you access to your funds, which is vitally important as we all deal with the impacts of the COVID-19 pandemic.

What this means for you: You are no longer restricted to six remote transfers from your savings accounts. Previously, after members reached the limits, they could only access funds through an ATM or branch visit. Remote transfers include Online Banking transfers, phone requests for share to share transfers, cashier’s checks payable to a third party, and wire transfers to a third party. You may now make an unlimited number of transfers and withdrawals from your savings without leaving the safety of your home.

Digital Services
If you can’t get to one of our available branches, our Online Banking platform can help! Use your personal computer, tablet or phone to do most of your banking.

  • Online Banking—If you don’t have an account, you can create one by using the “Enroll in Online Banking” link on our website. You can use Online Banking to review your accounts, transfer funds, make payments and pay bills to outside vendors.
  • Mobile Banking—You can bank from the safety of your smart phone when you download our Sun Community Mobile Banking app. You will need to enroll in Online Banking first in order to use Mobile Banking and use the same User ID and Password you created with Online Banking.
  • Mobile Deposit Capture— This feature of our Mobile Banking app allows you to deposit checks with your phone or tablet by using your camera. Just take a picture of your paycheck, Social Security check or another type of check and deposit it into your account using Mobile Deposit Capture.
  • Apply for Loans Online—You can apply directly online for a car or any consumer loan as well as a mortgage or home equity loan through the links in our website.

If you have been financially impacted and want to discuss alternative options, or have any additional questions, we are here for you. Please give us a call at (760) 337-4200 to speak to one of our representatives.