Rates & Fees

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Fee Schedule

Free Services

  • Account history printouts
  • Audio Response Teller (ART)
  • Hello Summer early withdrawal
  • Card replacement
  • Check collection
  • Check copies
  • Christmas Club early withdrawal
  • Consumer loan application fee
  • Early account closure
  • Online Banking
  • E-Statements
  • IRA annual fee
  • Loan overdraft protection from line of credit
  • Membership
  • Cashier’s checks
  • Research and balancing account
  • Returned mail
  • Secure Checking with minimum balance $500
  • Secure Senior Checking
  • Secure Teen Checking
  • Smart Checking
  • Starter checks
  • Statement copies
  • Primary Business Checking with minimum balance $5000
  • Secondary Business Checking with Employer Direct Deposit
Charged Services Per Month
Mailing paper statements $0.50
Identity Theft Restoration Fee $2.50
Excess Withdrawal Fee $1.00
Dormancy (Dormant for 1 year or longer) $3.00
Secure Checking Fee (Daily Balance less than $500) $5.00
Secure Select Checking Account Fee $10.00
Choice Checking without $500 direct deposit $5.00
Legal notice processing $20.00
Opportunity Money Market Fee (Daily Balance less than $2500) $10.00
Business Checking Fee (Daily Balance less than $5000) $15.00
Premier Checking Fee (Daily Balance Less than $5000) $20.00
Benefit Checking Fee (without Employer Sponsor direct deposit) $10.00
Charged Services Per Item
Check Cashing Fee (non-member cashing SCFCU check only)   $10.00
Overdraft Protection from Share   $2.00
Non COOP ATM Fee (Per transaction, Balance inquiry included)   $2.00
Money Order Fee   $5.00
Returned Item Fee   $12.00
Stop Payment Fee   $20.00
Wire Transfers Fee   $25.00
Quick Cash Loan Application   $25.00
Courtesy Pay Overdraft/NSF   $33.00
Non-Sufficient Funds Fee   $33.00
Currency Conversion Fee (International use of plastic card)   1%
Notary Fee (after 5 signatures, per signature)   $10.00
Reconveyance Fee (Real Estate Loan Payoffs)   $137.45

Special card order*

*Fee varies depending on shipping method selected by member.
 

$12.00 & up