FICO® Score

FICO Score - The score lenders use

What is a Fico Score?

A FICO Score is a three-digit number based on the information in your credit reports. It helps lenders determine how likely you are to repay a loan. This, in turn, affects how much you can borrow, how many months you have to repay, and how much it will cost (the interest rate).

FICO® Score for Free

View your FICO® Credit Score for free by logging into our mobile or online banking

  • Do you know what your FICO® Score is?
  • Do you know what types of financial activity can affect your FICO® Score?

We can help!

  • Are you a primary account holder or co-borrower with a Sun Community FCU Platinum Rewards MasterCard?
  • Are you 18 years or older?
  • Are you enrolled in Mobile or Online Banking?

Great! You can view the same FICO® Score that the lenders at Sun Community FCU use, the top two factors affecting your score and learn about healthy financial habits.

Your FICO® Score will be updated quarterly and accessing it will not affect your credit score.

How to access:

  1. Login to your SCFCU Mobile App
  2. Click on the left side navigation to Services > FICO® Score

Please note, if you have recently opened a credit card and your score is not accessible, please check back after the following dates February 15th, May 15th, August 15th or November 15th

Want to learn more about your FICO® Score?

These resources provide an introduction to credit scoring and answers to related frequently asked questions. Sun Community Federal Credit Union and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act.  Sun Community Federal Credit Union and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.