Share Certificates

Have extra money you don’t need right away? Want to earn higher dividends? We’ve just got just the right fit – our share certificate.


A Share certificate account is similar to a certificate of deposit (CD), but it’s issued by a credit union rather than a bank.  While there are limitations to withdrawals you can make without a penalty, you typically earn a higher dividend than a savings account.
We have one of the most flexible share certificates around!  Here are a few more reasons to invest in a share certificate:

  • You can open a share certificate with as little as $500!
  • For higher deposit amounts, jumbo accounts are available with generally higher rates.
  • Guaranteed or fixed rate of return
  • Terms include 6, 10, 12, 18, 24, 36, 48, and 60-Months. You choose the term that works best for you!
  • We make funding your certificate easy using wire transfers, ACH, and checks.
  • Interest is compounded and credited monthly.
  • We offer a one-time rate bump if rate increases throughout the life of your term.
  • If needed, we allow you to withdraw as much as 50% of your total funds with no withdraw penalty.
  • Your money is safe! Our deposits are federally insured up to $250,000 by NCUA.

Click here to view our current Share Certificate rates.