Sun Community Online Banking is a safe and convenient way to manage your accounts 24-hours a day. Plus, it is absolutely FREE! With a simple click of the mouse you can:

  • Check your balances and view account and loan history
  • Pay bills
  • Make loan payments
  • Transfer funds between accounts
  • Transfer funds to other credit union members
  • Transfer funds from other financial institutions
  • Reorder checks
  • View check images
  • View statements

If you haven’t done so, sign up today! Simply follow the instructions for first time users.

Sun Community offers a bill payment service, which allows you to pay all your bills online, at your convenience. Pay bills from the comfort of your home, office, or on the road. Sign up today online and take advantage of this FREE service.

New Users
If you are not currently signed up for Bill Pay, simply log into Online Banking and click on the Bill Pay link located on the left side navigation bar. You will then be walked through the steps to sign up. Your Bill Pay will become active right away. If you are not signed up for Online Banking, please enroll in Online Banking.

With our mobile application, you can have the same online banking access to all of your SCFCU accounts through our mobile app on your smartphone or tablet.
To activate Mobile-Banking simply download the app. If you have never used Online Banking before, simply follow the instructions to enroll. Once you log in you will have the ability to:

  • Check your balances
  • View transaction history (available in 90 day increments)
  • Transfer funds
  • Pay your bills
  • Deposit checks

Find our mobile application under Sun Community Federal Credit Union Mobile and download it to your Android Smartphone or Apple iPhone. To download the app, click the "Download Mobile App" button from your mobile device.
Available for download on the Apple App Store and Android Market.

Remote Deposit Capture (RDC)

Deposit checks using your Smartphone. It's fast, secure and FREE!

  • Available with checking accounts ONLY, no other accounts supported
  • Check amount limits
    • Per day = $3,000
    •  Maximum 3 deposits per business day
  •  Deposits must be received before 2:00 pm PST, for same day processing and credit

To ensure proper crediting of your deposit, you need to have these four items on the back of the check:

  • Proper endorsement signatures of all payees
  • Account number

Steps for Deposit:

  1. Log onto the App
  2.  Go to Transactions
  3. Select Deposit Check
  4.  Enter deposit amount
  5. Verify the correct account is selected
  6. Take a photo of the front of the check
  7. Take a photo of the back of the check
  8. The confirm screen will open, click Yes to confirm the deposit
  9. The result screen will open. All deposits will be pending until approved or rejected.
  10. Members can check the status and history by selecting Activity
  11. Members should always Log Off after each session

Funds Availability: Availability of your deposited funds is based on the hold policies of SCFCU. The first $200.00 of your deposit will be available the next business day. Deposit limits also apply. Please contact the Credit Union if you have any questions. You should retain your deposited check for 60 days and then securely destroy it.

Instant Pay Express

Instant Pay allows you to send money to other Sun Community members through your phone. A convenience Fee of $5.00 per transaction may apply.
All you will need is the payee's email address or cell phone number and to follow the prompts on your phone. Please note funds are immediately debited from your account.
Real Pay limits

  • Per day = $500
  • Per month = $2,500

Text (SMS) Banking

Don’t have a Smartphone? We haveText Banking available. No data plan required. Do basic banking functions by texting commands to SCFCU at 226-563.
To activate Text Banking, login to Online Banking via a desktop or tablet browser, go to Settings – Text Enrollment. Follow the prompts on the screen to enroll for the service. Next, you will need to update your Account Preferences and assign a text friendly nickname for your account.

  • Check your balances
  • View transaction history
  • Transfer funds

Please note that your service provider's standard texting rates may apply.
BAL - Sends a list of your balances on your accounts.
HIST   - Sends a history of transactions.
XFER - Transfer funds between accounts using your text banking nicknames.
LIST - Sends a list of available commands.
HELP-  For help- directs you to our website.
STOP - To cancel Text Banking

To minimize Mobile Banking risks, please review some very important safety tips:

  •  Lock phones with a lock code if available
  •  Turn off Bluetooth capability when not in use. (Hackers can view/download the content of your phone via the Bluetooth connection, without you knowing it.)
  •  Purge text messages regularly
  •  Delete cached data from mobile browsers
  •  Do not allow mobile browsers to store online banking credentials
  •  Do not disclose personal information via text messaging
  •  Do not leave your phone unattended
  •  Visit trusted sites only and do not click on suspicious email messages and embedded links, same as on a computer
  •  Contact us immediately if your phone is stolen
  •  Do not "jailbreak," "root," or otherwise modify your phone

If you haven't picked up on it already, we here at SCFCU try to find simple, cost-effective and eco-friendly alternatives when we can. So when it came to finding a better option for member statements, eStatements were the perfect solution!
With eStatements, you receive an email notification when your statement is ready to view. You can then retrieve your eStatement using the links contained in the email or by logging into your SCFCU Online Banking just as you normally would, then all you have to do is click on the Services – View Statements tab.
There are many advantages of eStatements, such as:

  •  24/7 access anywhere you have an Internet connection
  • Safeguarding you against identity theft by no more statements sitting in your mailbox
  •  Securely stored and able to be printed at anytime
  •  No more mail delays
  •  No paper clutter
  •  Only seconds to sign up!

If you currently use SCFCU’s Online Banking, you can sign up for eStatements by simply logging into your account. Otherwise, sign up for Online Banking and then take the next, quick and easy step to sign up for eStatements.