Our Checking Accounts

Whether you are a hard working loyal member or a college student with future goals we have a checking account that will work for you!

Secure Checking

Our Secure Checking account offers the most basic benefits to meet your financial needs.

Benefits:

  • Access to 30,000 Surcharge-free CO-OP ATMs
  • Sun Community debit card with chip technology
  • Unlimited check writing

Account Details:

  • $5 monthly service fee OR $0 by maintaining a daily minimum of $500 in the account(refer to fee disclosure).
  • Must have a savings account to open
  • Other Miscellaneous fees apply. For more information talk to a Sun Community Member Service Representative.

Teen Checking

Obtain your first debit card with our teen checking account! Practice your financial skills to have a successful financial future!

Benefits:

  • No Monthly Service Charge
  • No minimum balance requirement
  • Sun Community debit card with chip technology
  • Access to 30,000 Surcharge-free CO-OP ATMs

Account Details:

  • Members must be 13-17 years of age to qualify for this account.
  • A parent or legal guardian must sign on this account as a joint owner.
  • This account will convert to Secure Checking at age 18.
  • Must have a savings account to open

Smart Checking

Our Smart Checking account is a simple and free checking account for our members who are busy enough with their college life to worry about anything else!

Benefits:

  • No Monthly Service Charge
  • No minimum balance requirement
  • Sun Community debit card with chip technology
  • Access to 30,000 Surcharge-free CO-OP ATMs
  • Sun Community will not charge a foreign ATM fee.

Account Details:

  • Members must be 18-24 years of age to qualify for this account.
  • $0.50/month fee for paper statements (can be waived by enrolling in paperless statements)
  • $25 to open account
  • Must have a savings account to open

Choice Checking

We appreciate our member loyalty, this is why we created our Choice Checking account. This account rewards or loyal members while getting rid of monthly service fees. If you are a loyal member looking for a checking account, this should be your #1 choice!

Benefits:

  • Earn dividends while you spend
  • No monthly fee
  • Sun Community debit card with chip technology
  • Access to 30,000 Surcharge-free CO-OP ATMs

Account Details:

  • $50 to open account
  • Member must have a minimum of $500 direct deposit to waive the monthly service fee
  • Member must maintain a minimum daily balance of $500 to receive dividends
  • Must have a savings account to open

Senior Checking

We want to reward our hard working community members who are over 60 years of age by giving them an easy way to bank; Oh!- and free checks as well!

Benefits:

  • No minimum deposit required
  • No minimum balance required
  • Free checks (2 boxes per year)
  • Sun Community debit card with chip technology
  • Access to 30,000 Surcharge-free CO-OP ATMs

Account Details:

  • Must be 60 years of age or above
  • Must have a savings account to open

Select Checking

We believe in new beginnings, that's why we've created a checking account for those members who have been having trouble opening an account with another financial institution.

Speak to one of our Member Service Representatives for more information about our Select Checking.